#hero-4 {
  position: relative;
  height: 100vh;
  overflow: hidden;
  color: #fff;
  text-align: center;
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
}
#hero-4::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background-color: rgba(0, 0, 0, 0.4);
  z-index: 1;
}
#hero-4 .container {
  position: relative;
  z-index: 2;
  top: 50%;
  transform: translateY(-50%);
}
#hero-4 .hero-title {
  font-size: 56px;
  font-weight: 700;
  margin-bottom: 20px;
}
#hero-4 .hero-subtitle {
  font-size: 24px;
  margin-bottom: 30px;
}
.btn.btn-light {
  padding: 14px 40px;
  font-size: 18px;
  background-color: #fff;
  color: #333;
  text-decoration: none;
  border-radius: 4px;
}



#policy-2 {
  padding: 60px 15px;
  max-width: 1000px;
  margin: 0 auto;
}
#policy-2 .section-hero {
  background-size: cover;
  background-position: center;
  padding: 80px;
  border-radius: 8px;
  text-align: center;
  color: #fff;
  margin-bottom: 40px;
}
#policy-2 .policy-content {
  background: #fff;
  padding: 30px 40px;
  border-radius: 8px;
  font-size: 1rem;
  line-height: 1.8;
  color: #333;
  column-count: 2;
  column-gap: 40px;
  white-space: pre-wrap;
}
@media (max-width: 768px) {
  #policy-2 .policy-content {
    column-count: 1;
  }
}



#text-block-9 {
  padding: 80px 0;
  background-color: var(--section-bg-color, #f0f2f5);
}
#text-block-9 .container {
  max-width: 800px;
}
#text-block-9 .section-title-main {
  text-align: center;
  font-size: 2.5rem;
  font-weight: 700;
  color: #343a40;
  margin-bottom: 40px;
}
#text-block-9 .text-card {
  background-color: var(--card-bg-color, #ffffff);
  color: var(--text-color, #333333);
  padding: 40px;
  border-radius: 10px;
  box-shadow: 0 8px 25px rgba(0, 0, 0, 0.08);
  position: relative;
  z-index: 1;
  border: var(--border-width, 4px) solid transparent;
  background-clip: padding-box;
}
#text-block-9 .text-card::before {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  bottom: 0;
  left: 0;
  z-index: -1;
  margin: calc(-1 * var(--border-width, 4px));
  border-radius: inherit;
  background: linear-gradient(
    to right,
    var(--grad-color-1, #833ab4),
    var(--grad-color-2, #fd1d1d),
    var(--grad-color-3, #fcb045)
  );
}
#text-block-9 .text-card .text-heading {
  font-size: 2.1rem;
  font-weight: 700;
  margin-bottom: 25px;
  color: inherit;
}
#text-block-9 .text-card .text-paragraph {
  font-size: 1.05rem;
  line-height: 1.75;
  color: inherit;
  opacity: 0.85;
  margin-bottom: 1rem;
}
#text-block-9 .text-card .text-paragraph:last-child {
  margin-bottom: 0;
}
@media (max-width: 767.98px) {
  #text-block-9 {
    padding: 60px 0;
  }
  #text-block-9 .text-card {
    padding: 30px;
  }
  #text-block-9 .text-card .text-heading {
    font-size: 1.8rem;
  }
  #text-block-9 .text-card .text-paragraph {
    font-size: 1rem;
  }
}



#faq-13 {
  padding: 80px 0;
  background-color: #fff;
}
#faq-13 .faq-section-title {
  text-align: center;
  font-weight: 700;
  margin-bottom: 3.5rem;
  font-size: 2rem;
  color: #212529;
}
#faq-13 .faq-grid-card {
  border: none;
  background-color: #f8f9fa;
  border-radius: 10px;
  padding: 1.8rem;
  height: 100%;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}
#faq-13 .faq-grid-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 8px 25px rgba(0, 0, 0, 0.07);
}
#faq-13 .faq-card-icon {
  font-size: 1.8rem;
  color: #0d6efd;
  margin-bottom: 1rem;
  display: inline-block;
}
#faq-13 .faq-card-question {
  font-size: 1.1rem;
  font-weight: 600;
  color: #343a40;
  margin-bottom: 0.8rem;
}
#faq-13 .faq-card-answer {
  font-size: 0.95rem;
  color: #555;
  line-height: 1.6;
  margin-bottom: 0;
}